Money · 5 min read
How to Avoid Credit Card Interest on Travel Purchases
Published September 30, 2026
Carrying a travel balance on a credit card can quietly add hundreds of dollars. Here are better alternatives.
The true cost of a balance
A $600 fare on a 24% APR card paid off slowly can cost well over $60 in interest.
Alternatives
Pay-in-full with savings, fixed installment plans with a known total, or 0% intro APR cards if you can clear the balance in time.
Know the total
Whatever you choose, look at the full amount you'll pay before committing. Paylo shows the total and monthly amount on every fare.